Under contract-accepting backup offers. Welcome to charming beachfront living in this beautifully maintained townhome, ideally situated on the pristine sands of Indian Rocks Beach. This exceptional property is uniquely positioned in Flood Zone X, providing peace of mind thanks to its elevated protection. It experienced no interior flooding during Hurricane Helene and offers the rare combination of stepping directly from your patio onto soft sands and tranquil Gulf waters, while also enjoying the convenience of accessing your private boat slip with effortless entry into the Intracoastal waterway. Offering an expansive 2, 573 heated sq/ft & featuring tile flooring in all living & wet areas, this residence includes 3 bedrooms plus a versatile bonus room that can easily function as a fourth bedroom, each room featuring its own ensuite bathroom, providing unmatched privacy & comfort. Recently upgraded features include newly installed plush carpeting in all bedrooms, newly installed luxury vinyl plank flooring & risers on the stairs, a newer top-of-the-line HVAC system, & a newer garage door, ensuring modern comfort & convenience. As you step inside, you're greeted by the spacious first-floor bonus room (or fourth bedroom), complete with a walk-in closet & full bath. Sliding glass doors open onto a private patio overlooking manicured lawns & the picturesque beachfront. Enjoy stunning sunsets nightly, along with sightings of playful dolphins, graceful manatees, diverse sea birds, & more. Conveniently walk, bike, or take a golf cart to numerous nearby beach-town restaurants, lively bars, & diverse entertainment options. The second floor showcases an elegant open-concept kitchen featuring granite countertops, 42' cabinetry, & a convenient breakfast bar. Adjacent to the kitchen is a dining area that flows seamlessly into the spacious living room, which features a cozy corner fireplace & direct access to a covered balcony overlooking the stunning beach & Gulf waters. Additionally, this floor hosts a charming guest room with its own private balcony overlooking the serene Intracoastal waters. Dedicated entirely to relaxation, the third floor houses a magnificent primary suite complete with a balcony offering captivating Gulf views & the perfect vantage point to enjoy magnificent sunsets each evening. The master suite includes a spacious walk-in closet, an additional large secondary closet, dual vanity, a walk-in tiled shower with glass enclosure, & a jetted soaking tub for a spa-like experience at home. This floor also includes an additional guest bedroom featuring its own private balcony overlooking the serene Intracoastal waters, further enhancing the comfort & privacy of your guests.
Thoughtfully designed with durability & safety in mind, this all-concrete block constructed property includes hurricane shutters, an oversized one-car garage offering ample storage, additional space for a golf cart & beach toys, & plenty of guest parking. Remarkably, there was no interior flooding during Hurricane Helene, further highlighting the resilience & quality of this property. Part of an exclusive gated community comprising only five units across two buildings, this residence ensures exceptional privacy & tranquility. Its rare positioning with the Intracoastal at the front & direct beach frontage at the back provides residents with unmatched panoramic water vistas. Discover the perfect balance of beachside charm & boating convenience in your new home at Indian Rocks Beach!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,550,000 | $1,550,000 | $1,550,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.911% | 6.754% | 6.792% |
Monthly Tax Payment | $1,501 | $1,501 | $1,501 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,544 | $9,925 | $13,609 |
Total Monthly Payment | $11,170 | $11,551 | $15,235 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.