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462 Cornwall Hill Road, Patterson, NY, 12563 | $689,000
Welcome to a serene and sought-after area where luxury meets convenience. This home is lovingly maintained by the original owners. Nestled on 1. 2 picturesque acres, this light filled Colonial offers over 3, 000 square feet of finished space, featuring 3 bedrooms and 2. 5 bathrooms. Step through the inviting entryway into a thoughtfully designed layout. The eat-in kitchen opens to a sizable deck with a power awning, perfect for indoor/outdoor living. The well-appointed kitchen features hardwood floors, granite countertops, recessed lighting, stainless steel appliances, tile backsplash and an ample amount of cabinets. A wood burning fireplace in the family room adds warmth and charm, ideal for relaxing evenings. Expansive primary suite is a true retreat, featuring new carpeting, a generous walk-in closet and an en suite bath with dual vanity, jetted tub and separate shower. There are 2 additional spacious bedrooms and another full bath on this floor. Conveniently located on this same level is the laundry area. The finished basement offers great versatility and is currently being used as a den where there are French doors opening to the backyard complete with storage shed. A two car attached garage with dual openers add to the home’s practicality. Updates include a kitchen refresh, addition of crown molding, newer central AC, water softener, well pump, whole house water filter, addition of a composite deck and a generator. This is the perfect time of year to enjoy the colorful landscaping. Located near shops and restaurants with close proximity to Metro-North train station, I-84, I-684, Taconic State Parkway, Brewster, Danbury. This home is truly a commuter’s delight.
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Colonial
- Year Built: 2001
- Garage: 2-car
- Heating: Baseboard, Oil
- Cooling: Central Air
- Basement: Finished, Full, Walk-Out Access
- Approx Sq. Feet: 3,135
- Acreage: 1.2
- Est. Taxes: $16,625
- Lot Desc: Back Yard, Front Yard, Near School, Near Shops
- Elem. School: Matthew Paterson Elementary School
- Middle School: George Fischer Middle School
- High School: Carmel High School
- School District: Carmel
- Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Oil Water Heater, Water Softener Owned
- MLS#: 847599
- Days on Market: 16 days
- Website: https://www.raveis.com
/prop/847599/462cornwallhillroad_patterson_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
462 Cornwall Hill Road, Patterson, NY, 12563
$689,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $551,200 | $551,200 | $551,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
| Monthly Tax Payment | $1,385 | $1,385 | $1,385 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,484 | $3,663 | $4,614 |
| Total Monthly Payment | $4,961 | $5,140 | $6,091 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535