140 HERITAGE PARK LANE, Mulberry, FL, 33860 | $515,000

Does 5. 25% interest rate appeal to you? Welcome to Heritage Park Community's most beautiful new listing with an assumable mortgage! Just a baby, she is 5 years old with so many upgrades, you don’t want to miss seeing them for yourself! The current homeowner thoughtfully made enhancements that improve function, as you will see. Spacious and inviting, she's the ONLY home in this community with the GRAND double door entrance that adds to the curb appeal, but also provides ample space for MOVING YOUR FURNITURE IN! Upon entering, you step into an expansive open great room, and see the sprawling tile floors before you. NO CARPET HERE! A bonus space currently used for a home office opens to the right, and a formal dining area is to the left. Custom aquarium is in the process of being removed for future homeowner convenience. Entering the great room, outdoor living comes inside, with the beautiful HEATED saltwater pool coming into view. The open kitchen is great for entertaining, and can accommodate more than one chef. Upgraded appliances placed within the last year! With this triple split floor plan, the separated bedroom could double as an in-law suite, adding to the functionality of the home. The primary suite is a welcome retreat, with plenty of space for sitting area, and the barn doors invite you to the bath, with separate closets, sinks, private water closet, shower, AND soaking tub. Indoor laundry is located strategically away form sleeping quarters. Head outdoors, and you will find the backyard with resort style pool with tanning shelf, in ground hot tub, covered with screened enclosure. The large back yard is secure with a vinyl fence for privacy. Rainbird lawn irrigation system for maintaining your lawn. All the heavy lifting is done, so schedule your tour ASAP!

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside
  • Year Built: 2020
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,680
  • Acreage: 0.33
  • Est. Taxes: $5,558
  • HOA Fee: $750 Annually
  • Pool: Auto Cleaner, In Ground, Salt Water
  • Pet Policy: Yes
  • Appliances: Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: L4951702
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/L4951702/140heritageparklane_mulberry_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/5/2025 11:35:02 AM)
Listing courtesy of REGAL REAL ESTATE LLC   Phone: 863-660-7927

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

140 HERITAGE PARK LANE, Mulberry, FL, 33860

$515,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $412,000 $412,000 $412,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.112%
Monthly Tax Payment $463 $463 $463
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,570 $2,707 $3,449
Total Monthly Payment $3,125 $3,262 $4,004

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.