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PRICED TO SELL! Fantastic opportunity to transform this home to its full potential! Assumable 3. 125% loan! This plan lives large - very open, full of light, lovely wooded view from all 3 covered porches! 1st flr has huge 20''x30'' versatile flex space w/ full bth. Could be amazing MIL suite/guest/media rm w/ direct access to private back porch. So many possibilities! Garage access via mudrm. HVAC for 2nd & 3rd flrs new in 2020. Main living level is on the 2nd floor. This entire level has wood floors. Windows across the front & back of home! Oversized living dining area w/ wainscoting & crown molding, half bth, kitchen w/ island & SS appliances (fridge new in 2024 stays!), breakfast area & family room space - wow! Sliders to covered porch. And yes, you can fence in a sm yard!Upstairs you'll find the owners suite w/ yet another private covered porch - relax w/your morning coffee! Dual vanity bthrm w/ large window, soaking tub & sep shower, toilet rm, huge WIC. Bdrms are split style w/ 2 family bdrms at front of home and hall bath. $5k carpet allowance to be paid at closing. 1st flr flex space needs some TLC. Carpentry work & paint. Needs new doors & frames, trim work, sills. Carpet was removed & owners are sealing the slab & putting in LVP. This could be an amazing space with a new owners vision! New carpet needed on stairs & upstairs hall. Being sold "As Is" w/ right to inspect. Park West is a highly desirable master planned community surrounded by the natural beauty of the low country! Yearly HOA includes all amenities such as 2 resort style pools, clubhouse, tennis courts, walking trails & play park. Minutes away are award-winning community schools, grocery stores, shops, new hospital/medical offices and library. Also Laurel Hill County Park Trail system, Park West Rec Center with indoor pool, ball fields, etc and, of course, close to a variety of fabulous restaurants! 20 minutes to the islands and beaches and historic downtown Charleston is just 30 minutes away!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $392,000 | $392,000 | $392,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,478 | $2,575 | $3,282 |
Total Monthly Payment | $2,553 | $2,650 | $3,357 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.