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The perfect blend of comfort, updates, and opportunity awaits! Welcome home to 5540 Windermere Drive, a move-in-ready gem tucked into a peaceful, tree-lined neighborhood just minutes from downtown Jacksonville. This inviting 3-bedroom, 2-bath home offers families the space to thrive and investors the smart features that support long-term value. With 1, 244 square feet of bright, thoughtfully designed living space on a 0. 21-acre lot, there's plenty of room to grow, play, and relax both indoors and out.
Step inside to a welcoming open layout featuring luxury vinyl plank flooring, fresh neutral tones, and an abundance of natural light. The updated kitchen shines at the center of the home, boasting granite countertops, stainless steel appliances, and a functional breakfast bar perfect for busy mornings and family gatherings. A split-bedroom floorplan offers privacy for the spacious primary suite, which includes a walk-in closet and a remodeled bath, while two additional bedrooms and a second full bath provide flexibility for family, guests, or a home office.
Families will appreciate that the major system upgrades including a new roof, Trane HVAC system, septic system, plumbing, and windows were completed approximately five years ago. These improvements provide peace of mind without the typical upfront costs, making this home a smart, low-maintenance choice. Outside, the fully fenced backyard is ready for children, pets, and backyard barbecues, with plenty of space left over for gardening, future additions, or simply enjoying Florida's outdoor lifestyle. With no HOA restrictions, owners have the freedom to personalize the space to suit their needs.
Ideally located in the established River Forest neighborhood, this home offers easy access to top-rated parks, riverfront trails, shopping, and dining at the revitalized College Park district. Families will love the proximity to schools and recreational spaces, while investors will recognize the property's strong rental potential and excellent location just minutes from downtown Jacksonville, Jacksonville University, and the St. Johns River. Beaches are a short drive away, and major commuter routes are easily accessible, keeping daily life and weekend getaways simple and convenient.
Whether you are searching for a forever family home or an outstanding addition to your investment portfolio, 5540 Windermere Drive is ready to deliver. With modern updates already in place, a flexible layout, a large lot, and a central location in a growing community, this home checks every box. Schedule your private tour today and experience firsthand the opportunity and lifestyle this property offers!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $298 | $298 | $298 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,340 | $1,393 | $1,775 |
Total Monthly Payment | $1,713 | $1,766 | $2,148 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.