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121 DOLLY STREET, Punta Gorda, FL, 33950 | $475,000
A 1901 historic gem in the heart of downtown Punta Gorda—located within the Downtown Historic District just one block from Gilchrist Park and Charlotte Harbor! This beautifully restored home combines timeless charm with modern luxury and has been completely remodeled from top to bottom. Everything inside is new, including electrical, plumbing, appliances, flooring, and finishes. Offering 3 bedrooms and 2. 5 bathrooms, the flexible layout includes two ensuite bedrooms—one on each floor—allowing you to choose a primary suite that suits your lifestyle. There is also potential to create a fourth bedroom upstairs. A brand-new half bath is conveniently located just off the kitchen.
The interior features new luxury vinyl flooring throughout, fresh paint inside and out, crown molding, and abundant natural light. The stunning kitchen includes quartz countertops, wood cabinetry, an island, new appliances, and an eat-in area that opens to a spacious, flowing layout—ideal for entertaining. French doors lead to a large patio, perfect for enjoying Florida’s outdoor lifestyle. Upstairs, a second bedroom offers private balcony access, while a separate flex space provides even more versatility.
Additional highlights include an energy-efficient metal roof, an interior laundry room, and a detached storage building with updated electrical and workshop space—perfect for future conversion to a studio, apartment, or gallery (with city approval). Located in Punta Gorda’s charming historic district, this home is walking distance from waterfront dining, boutique shopping, and Fishermen’s Village. Don’t miss this rare opportunity to own a beautifully updated piece of local history. For more information regarding the Historic overlay district see the attachments or visit: https: //www. ci. punta-gorda. fl. us/residents/historic-districts
Features
- Rooms: 4
- Bedrooms: 3
- Baths: 2 full / 1 half
- Lot Size: 56 x 105
- Laundry: Inside, Laundry Room
- Style: Historical
- Year Built: 1901
- Garage: Off Street, On Street, Parking Pad
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,676
- Acreage: 0.13
- Lot Size: 56 x 105
- Est. Taxes: $5,694
- Lot Desc: Corner Lot, FloodZone, Historic District, City Lot, Level, Oversized Lot, Sidewalk
- Elem. School: Sallie Jones Elementary
- Middle School: Punta Gorda Middle
- High School: Port Charlotte High
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Tankless Water Heater, Washer
- MLS#: N6138479
- Days on Market: 12 days
- Website: https://www.raveis.com
/prop/N6138479/121dollystreet_puntagorda_fl?source=qrflyer
Listing courtesy of Coldwell Banker Realty Phone: 941-493-1000
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
121 DOLLY STREET, Punta Gorda, FL, 33950
$475,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
| Monthly Tax Payment | $475 | $475 | $475 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,402 | $2,496 | $3,181 |
| Total Monthly Payment | $2,951 | $3,045 | $3,730 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388