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Welcome to this fantastic raised ranch located in the highly desirable Pilgrim Estates neighborhood. As you step inside, you're welcomed by beautiful flagstone tile, setting the tone for the warmth and character throughout. Gorgeous hardwood floors lead you up to a spacious front-to-back great room that opens effortlessly into a large, fully applianced kitchen and a formal dining room, perfect for everyday living and entertaining. The kitchen offers abundant cabinet space and plenty of countertops for all your culinary needs. The main floor features 3 generously sized bedrooms. One of the bedrooms offers direct access through sliding glass doors to a sun-filled three-season room, providing the perfect spot for additional living space, a cozy reading nook, or a flexible area to suit your needs. A full bathroom completes the first floor. The lower level includes a finished room with a charming brick fireplace with an electric insert and an additional full bathroom with a shower. Set on a spacious 12, 000 sq ft lot, the backyard is ideal for outdoor gatherings and activities. Additional highlights include a forced hot air gas heating system, a gas hot water heater, central air conditioning, a two-car garage, and a dedicated utility/laundry room. Home offers the perfect blend of comfort, functionality, and location in one of the area's most sought-after neighborhoods. New solar panels that offset the electric bill. Minor cosmetic work will make this home into the perfect house.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $392 | $392 | $392 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,896 | $1,997 | $2,544 |
Total Monthly Payment | $2,363 | $2,464 | $3,011 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.