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Presented by
Julie Carney |
165 FISH HAWK DRIVE, Winter Haven, FL, 33884 | $399,990
One or more photo(s) has been virtually staged. Customizable Living in Desirable Hart Lake Cove!
Welcome to this spacious, versatile 4-bedroom, 2. 5-bathroom home with 2, 836 sq. ft. of thoughtfully designed living space. Located in the heart of Hart Lake Cove, just minutes from LEGOLAND, shopping, and major attractions, this property offers comfort, flexibility, and plenty of room to entertain, relax, and enjoy Florida living.
Step inside through a grand 17'x7' foyer flanked by two generous storage closets, and you'll immediately feel the inviting flow of the open floor plan. The centerpiece kitchen boasts a center island, closet pantry, and an eat-in dinette that opens directly to the family room—ideal for everyday meals or hosting friends and family. A beautiful backsplash, ample prep space, and sliding glass doors make this kitchen as functional as it is stylish. In 2024, the kitchen was upgraded with brand-new appliances and chandelier-style light fixtures.
Adjacent to the kitchen, a separate formal dining room is a refined space for entertaining. At the same time, a flexible den/study (13x13) provides the perfect spot for a home office, hobby room, or guest retreat. A half bath and a convenient inside laundry room complete the first-floor layout.
Upstairs, the primary suite is separated by a spacious loft, offering privacy and tranquility. The owner’s suite (16’7” x 19’) features a vaulted ceiling, his and hers walk-in closets, and a newly renovated en suite with an oversized walk-in shower complete with a rainfall feature, replacing the former garden tub. Three generously sized secondary bedrooms, a second full bathroom with dual sinks, and a large bonus/flex space (13x12) make this home ideal for families or multi-generational living.
Outdoor spaces are equally impressive. Step onto the newly extended 12x38 open patio and take in peaceful golf course views of Lake Ashton from your oversized backyard—with 50+ feet from the rear of the home to the property line, there’s room for a pool, garden, or even a full outdoor kitchen. The backyard is fully enclosed with new fencing (2024), offering privacy and peace of mind. Enjoy the Florida weather year-round from the fully enclosed side porch (9’3” x 27’8”), complete with cable hookup for game days or quiet evenings.
Recent upgrades include:
New tile throughout the main living areas
New water heater
Reconditioned A/C units has UV Light with added insulation and cleaned ductwork
New ceiling fans and outdoor flood lights
New landscaping for enhanced curb appeal
New blinds throughout the home (included)
New water softener system (2024)
Roof Replaced 2023
Option to take over the security system with camera surveillance for added peace of mind
The 3-car garage (30x20) offers plenty of room for parking and storage, along with a side door for easy access to the porch.
Neighborhood Highlights:
Sidewalks and streetlights throughout
Low HOA fees – only $239 per quarter!
Features
- Amenities: Fence Restrictions
- Rooms: 12
- Bedrooms: 4
- Baths: 2 full / 1 half
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Year Built: 2006
- Garage: 3-car Driveway, Garage Door Opener
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,836
- Acreage: 0.3
- Est. Taxes: $5,494
- HOA Fee: $239 Quarterly
- Lot Desc: Level, Near Golf Course, Oversized Lot, Sidewalk
- View: Golf Course
- Pet Policy: Yes
- Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Water Softener
- MLS#: G5096365
- Days on Market: 6 days
- Website: https://www.raveis.com
/prop/G5096365/165fishhawkdrive_winterhaven_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Julie CarneyLuxury Properties Specialist
203.451.9966
Julie.Carney@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69244
914.260.2006
Francine.Silberman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69957
914.260.5535
Mace.Rattet@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Gene RahillyInsurance Sales Director, William Raveis Insurance
917.494.9386
Gene.Rahilly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
165 FISH HAWK DRIVE, Winter Haven, FL, 33884
$399,990
Julie Carney
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.451.9966
Julie.Carney@raveis.com
Francine Silberman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
Mace L. Rattet
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,992 | $319,992 | $319,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
| Monthly Tax Payment | $458 | $458 | $458 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,023 | $2,127 | $2,679 |
| Total Monthly Payment | $2,556 | $2,660 | $3,212 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388