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Discover the charm and potential of this inviting two-bedroom, one-bathroom home nestled in New Windsor, NY. Perfect for those starting out or looking to downsize, this house offers a comfortable living space spanned across 1, 117 square feet, basement adding additional square footage. Step inside and you’ll find a home ready to cater to a range of needs with its versatile layout. The attraction begins with a U-shaped driveway providing ample parking space that welcomes you home each day with open arms. The interior boasts a cozy ambiance, ready to become the canvas for your personal touch and style. The house features a basement with a twist - it’s finished and walks out! Whether you're thinking of a fun recreational room, a home office, or an additional living area, this space is primed for your imagination. Plus, the setup is ideal for creating a separate living space – a perfect "mother-daughter" arrangement that adds flexibility to your living situation and could potentially become a source of rental income. A short drive will take you to a vibrant Waterfront area, filled with dining experiences and aesthetic pleasures at the Riverfront Marina. For those who venture a bit farther out, the iconic Newburgh-Beacon Bridge invites breathtaking views and nearby Woodbury Common Premium Outlets offer a premium shopping experience. Don’t forget, jet-setters will appreciate the proximity to the New York Stewart International Airport, ensuring travel plans are effortless. Needless to say, this house is not just a place to stay; it’s a base for day-to-day convenience and adventure - depending on whether you’re wearing your explorer’s hat or your slippers! With its potential for added living quarters and income, expansive basement, and delightful local amenities, this home is more than just a living space—it’s a springboard for life’s various adventures. Whether you are gearing up for a quiet evening at home or preparing for a day out, everything you need is right around the corner. Seize the opportunity to make this house your new home and anchor yourself in this friendly community with everything at your doorstep!
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Our Executive Mortgage Banker:
Our Insurance Division:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $505 | $505 | $505 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,947 | $2,023 | $2,578 |
Total Monthly Payment | $2,527 | $2,603 | $3,158 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.