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Welcome to this beautifully maintained and spacious home in the desirable Sayville area. This impressive property offers over 2, 000 square feet of versatile living space, including potential for a legal accessory apartment with a separate entrance (with proper permits). Perfect for multi-generational living or rental income! CONVERTED GARAGE (In-law suite). Major updates include a brand NEW AEROBIC SEPTIC SYSTEM (for improved wastewater treatment with less maintenance), a leased SOLAR PANEL system installed in 2021, brand NEW CENTRAL AIR CONDITIONING 2 zones, NEW WINDOWS, a YOUNG ROOF, BRAND NEW 2025 INTERIOR DOORS: Classic wood-look design with modern engineering. The solid core Masonite Heritage Lincoln Park doors feature a smooth, durable, minimalistic look throughout the home. A NEW BOILER—giving you peace of mind and energy efficiency, 2 zone heating with oil or you can switch to a CENTRAL AIR HEATING as an option. NATURAL GAS available and free to connect with national grid. Step into an OPEN-CONCEPT LIVING ROOM with a sunlit eat-in kitchen, featuring a white matching island and an elegant dining area adorned with MODERN CHANDELIERS. A private entrance leads directly to the second-story rear deck—ideal for summer barbecues—overlooking a fully fenced, spacious backyard perfect for entertaining, gardening, or simply relaxing. This is a rare opportunity to own a move-in-ready home in one of Sayville’s most convenient and scenic locations. Just MINUTES FROM SUNRISE HIGHWAY (27), top-rated hiking parks and trails, and local shops, restaurants, and schools.
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Our Executive Mortgage Banker:
Our Insurance Division:
$779,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,200 | $623,200 | $623,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $980 | $980 | $980 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,939 | $4,094 | $5,217 |
Total Monthly Payment | $5,011 | $5,166 | $6,289 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.