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Don't miss out! Nestled in foothills of West Suffield, this custom built young colonial with vinyl siding in a delightful location awaits a new owner. Bright & sunny, this 4 bdrm, 3. 1 ba home has a flexible floor plan for easy living & easy entertaining. From the welcoming front porch, step inside to the 2 story foyer -- on the left is an oversized livingroom with fireplace that opens to large dining room off the kitchen. Certain to be the center of all gatherings, this inviting country kitchen accommodates many 'cooks in the kitchen'! With loads of cabinet storage & counter space, double ovens, granite counters, island worktable w/stool seating for additional prep or casual eating space. Off the kitchen overlooking the private backyard is a 4 season sunroom that walks out to a wood deck. Down the hall from the kitchen (leading towards the garage), you'll find home office/playroom as well as powder room bath leading to the laundry room. Upstairs are generously sized bedrooms including a primary bedroom suite with cathedral ceiling, walk in closet and full bath as well as a second full bath for the secondary bedrooms. The finished lower level boasts a huge family/media room with guest space & full bath -- great space for all ages! AND, don't miss, the workshop space in basement and in garage with utility sinks in each area! Recent updates include: new roof 2018, new oil fired furnace 2023, new water heater, 1st floor office new carpet & interior painted in 2025 Outdoor enthusiasts take note! This home is just minutes from the Phelps Road bridge for the southern section of the Farmington River Canal trail -- the entire trail runs from Farmington to the Suffield/Southwick border along the now defunct Canal Line Railroad. Wonderful access to walking/biking/hiking trails for bird watchers & nature enthusiasts.
Type | Description | Dimensions | Level |
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Bedroom 1 | Hardwood Floor | 14.0 x 17.0 | Upper |
Bedroom 2 | Hardwood Floor | 12.0 x 12.0 | Upper |
Bedroom 3 | Wall/Wall Carpet | 13.0 x 12.0 | Main |
Dining Room | 12.0 x 14.0 | Main | |
Family Room | 13.0 x 23.0 | Lower | |
Kitchen | Breakfast Bar,Granite Counters,Dining Area,Island,Pantry,Tile Floor | 12.0 x 23.0 | Main |
Living Room | Fireplace | 14.0 x 20.0 | Main |
Office | Wall/Wall Carpet | 13.0 x 12.0 | Main |
Primary Bedroom | Palladian Window(s),Full Bath,Walk-In Closet,Hardwood Floor | 14.0 x 16.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,920 | $455,920 | $455,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $685 | $685 | $685 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,882 | $2,995 | $3,817 |
Total Monthly Payment | $3,659 | $3,772 | $4,594 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.