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85 John Street, Providence, RI, 02906 | $1,075,000
This light-filled historic gem offers an abundance of versatile living space, blending timeless character with modern comfort in the heart of Providence's coveted Fox Point neighborhood, moments from Brown University. The stately front door opens to gleaming wide-plank floors and a set of French doors leading to a sun-soaked living room with custom built-ins. The updated kitchen showcases an eat-in island, ample cabinetry, stainless appliances, and a spacious pantry + laundry room. The 1st floor also has a gracious dining room anchored by an original hearth; two bedrooms or home offices; and a thoughtfully renovated full bath. The 2nd floor offers 3 generously sized bedrooms with original hearths, plus a custom-built walk-in closet. The 2nd-floor bath has been fully updated, with Carrara marble and beautifully exposed brick. The 3rd floor offers additional flex space perfect for a home office, studio, or playroom. Built in 1832, the James Barney House features a newer high-efficiency Viessmann heating system and 2 levels of central AC. Step out back to your own private oasis with established perennial beds, a brick walkway, and a charming bluestone patio. Tucked on a quiet street just around the corner from the amazing shops, cafes, and eateries of Hope, Wickenden, and Ives Streets (and just a stone's throw from some of PVD's best restaurants including Persimmon & Dolores) this spectacular home is also blocks from India Point Park and a new state-of-the-art playground.
Features
- Amenities: Highway Access,Marina,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s),Sidewalks
- Rooms: 9
- Bedrooms: 5
- Baths: 2 full
- Style: Colonial,Historic/Antique
- Year Built: 1832
- Garage: No Garage
- Heating: Gas,Hot Water
- Cooling: Central Air,Partial
- Basement: Exterior Entry,Interior Entry,Partial,Unfinished
- Approx Sq. Feet: 2,246
- Acreage: 0.06
- Est. Taxes: $7,559
- Lot Desc: Corner Lot
- Appliances: Dryer,Dishwasher,Disposal,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Washer
- MLS#: 1383330
- Website: https://www.raveis.com
/eprop/1383330/85johnstreet_providence_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2104486
860.625.5780
Brianna.Turgeon@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
85 John Street, Providence, RI, 02906
$1,075,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brianna Turgeon
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $860,000 | $860,000 | $860,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.663% | 6.751% | 6.309% |
| Monthly Tax Payment | $630 | $630 | $630 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,951 | $5,507 | $7,315 |
| Total Monthly Payment | $5,706 | $6,262 | $8,070 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB