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The time is now for this incredible opportunity to live and love a home and its beautiful surroundings! Property is GORGEOUS and offers plenty of space for relaxation, play, and al fresco dining. Welcome to 23 Kathleen Lane, Mt. Kisco, New York, in the beautiful Rolling Fields neighborhood in the Chappaqua School District! At first glance, this split-level cottage home is adorable as a button and offers inexpensive living with all the amenities and an unbeatable location. As you approach, you will notice a brand new driveway, beautiful stone walls, and specimen plantings that create a welcoming and picturesque entrance. The acreage is 0. 67, yet it feels as if the property is set on 1. 2 acres. It is just amazing how the ambiance is set for the next loving homeowners. Major updates include a new roof, new AC, and new windows installed in 2011. The home is close to village shops and schools, making it perfectly located for convenience and lifestyle. The attached one-car garage is even tiled, providing a neat, finished appearance. Inside, the home offers a renovated kitchen with stainless steel appliances, opening into a cozy living space featuring a wood-burning fireplace, perfect for those cold, cozy evenings. Barbecues were always a hit in this house, as the kitchen leads directly out to an oversized patio with stone pavers and lots of grass — ideal for outdoor entertaining. There are plenty of activities to enjoy in all four corners of the exterior. The location is adorable, quiet, and serene with little to no drive-thru traffic, offering a peaceful retreat. There is also room for expansion if someone prefers more space; the footprint is already in place, ready for imagination, or just move right in and save money with the low property taxes of $18, 634. 08. Hosting events on this spectacular lawn could feature room for a tent with stringed lights — the possibilities are endless! The third bedroom features California Closets, but the owner is willing to remove the built-ins for the next homeowner if preferred. Please note that the pergola will be removed from the transaction as well. This home features Public Water, Natural Gas, and Public Garbage Pickup, and sits on a level, flat lot surrounded by mature trees, creating a wonderful environment to enjoy nature. You truly get the best of two worlds here — easy access to both the Chappaqua and Mt. Kisco train stations to NYC’s Grand Central on the Harlem Line, along with the vibrant communities of coffee shops, village restaurants, Chappaqua Crossing’s Whole Foods, Lifetime Fitness, and Mt. Kisco eateries. Hardwood floors are found throughout the home, adding warmth and character. There is also a shed on the property providing additional storage for your outdoor needs. Floor Plans are available in Additional Documents, and the Property Condition Disclosure Statement (PCDS) is available upon request. Make 2025 your year of new beginnings! COMING SOON — Showings start May 1, 2025! Come quick, won't last!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.751% | 6.309% |
Monthly Tax Payment | $1,553 | $1,553 | $1,553 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,030 | $4,482 | $5,954 |
Total Monthly Payment | $5,675 | $6,127 | $7,599 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.