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SELLER IS BUYING DOWN THE RATE! GET A GREAT INTEREST RATE! Welcome to this beautifully maintained 3-bedroom, 3. 5-bathroom home located in the desirable community of The Oaks within Cane Bay Plantation. This spacious property offers thoughtful design features, modern updates throughout, and a lifestyle that blends comfort, convenience, and charm. The main level features engineered hardwood flooring, crown molding, and tasteful custom paint. The primary suite, conveniently located on the first floor, includes a tray ceiling, en suite bathroom with dual vanities, and a large walk-in closet. The kitchen is equipped with a gas double oven, granite island with seating, ample cabinetry--including display cabinets--and a walk-in pantry w/another closet. Also, on the main level is a flexible space that can serve as a study or game room, a Formal Dining Room and an additional bedroom with a full bathroom. Upstairs, you'll find a spacious loft that can be used as a second living room or entertainment area, along with a third bedroom and full bathroom ideal for guests or multi-generational living. Outdoor features are a true highlight of this home. Enjoy lush, professionally designed landscaping with vibrant blooming foliage that adds color and curb appeal year-round. A built-in irrigation system keeps the entire yard beautifully maintained with minimal effort. The screened-in patio with pull-down shades provides a cozy spot to relax, while the fenced backyard backing up to a scenic pond includes a spa/hot tub and fire pit area perfect for entertaining. An invisible pet fence keeps furry friends safe without sacrificing the view. Additional perks include a finished garage with overhead storage and a specialty rubber floor covering for easy maintenance. An exterior shed and multiple indoor closets provide ample storage options. This home is situated in a golf-cart-friendly community, allowing easy access to local stores, restaurants, and neighborhood pools. The Oaks is a welcoming, non-age-restricted neighborhood with low HOA fees and amenities that cater to a variety of lifestyles. Select furnishings and décor may be available for purchase through a separate agreement. Wicker outdoor furniture conveys, along with an umbrella. Please check out Cane Bay Plantation the #12 fastest growing lifestyle community in the country. https: //cane-bay. com
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,522 | $3,214 |
Total Monthly Payment | $2,470 | $2,597 | $3,289 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.