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Welcome to 20 Mill Brook Terrace an oversized ranch offering the perfect blend of spacious comfort and natural beauty. Set on 2 meticulously landscaped acres with an inviting inground pool, this home delivers an exceptional living experience in a prime Monroe location. Boasting over 2, 800 square feet of thoughtfully designed living space, this ranch-style home features 4 generous bedrooms and 3 full bathrooms. Master Suite includes a private full bathroom, romantic wood-burning fireplace, and direct access to a secluded deck overlooking the serene backyard. An additional versatile space off the master serves perfectly as a home office or nursery. Entertain in style in the living room, complete with a wood burning fireplace and gleaming hardwood floors. The formal dining room continues the hardwood elegance, while the eat-in kitchen offers granite countertops and stainless steel appliances. The sun-drenched family room features windows throughout, framing picturesque views of the beautiful property. Step outside to enjoy the level backyard-perfect for recreation and relaxation around the sparkling inground pool. Recent improvements include newer mechanicals, an updated A/C unit, new pool liner and pump, and a comprehensive water filtration system with UV technology. The two-car garage provides convenient shelter with additional parking space available. Situated near all major highways in a desirable Monroe location. Come check it out!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Bedroom 3 | Full Bath,Hardwood Floor | Main |
Dining Room | Hardwood Floor | Main |
Living Room | Bay/Bow Window,Fireplace,Hardwood Floor | Main |
Office | Palladian Window(s),Hardwood Floor | Main |
Primary Bedroom | Balcony/Deck,Fireplace,Full Bath,Walk-In Closet,Wall/Wall Carpet | Main |
Rec/Play Room | Lower |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $559,600 | $559,600 | $559,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $885 | $885 | $885 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,491 | $3,676 | $4,685 |
Total Monthly Payment | $4,468 | $4,653 | $5,662 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.