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355 West Lake Street, Winchester (Winsted), CT, 06098 | $979,000
Sweeping Views, Exceptional Craftsmanship, and Lake Life at Its Finest. Set on a rare half-acre double lot across from Highland Lake, this custom-built 5-6 bedroom home offers panoramic views over First Bay and deeded dock access just steps from your front door-perfectly positioned beside Holland Beach for the ultimate lake lifestyle. Thoughtfully designed and meticulously maintained, the home spans over 3, 200 square feet, delivering both impressive scale and everyday livability. The main level is ideal for one-floor living and entertaining, with an open-concept layout that includes a spacious kitchen with large center island, a sunlit dining area, and a living room that flows seamlessly onto a lakeside deck-where the vistas are truly breathtaking. A full bath and laundry room add convenience, while the main-level primary suite provides a private haven with water views you'll never tire of waking up to. Upstairs, you'll find four additional bedrooms and a full bath-perfect for hosting guests or accommodating a large family. The lower level offers flexible space, including a potential sixth bedroom, a kitchenette, and a half bath that's easily convertible to a full bath, plus ample storage for all your lake gear. Outdoor living is just as impressive, with multiple decks, a patio, and an outdoor shower to enhance your lake experience. Interior highlights include hardwood floors throughout and premium mechanicals: radiant heat powered by a high-efficiency Buderus natural gas boiler, central air, central vac, standby generator, and solar panels that help reduce utility costs. Adding even more value, this home has a successful history as a short-term rental on Airbnb and VRBO-making it a great fit for buyers seeking a turnkey investment or a property that can effortlessly pay for itself when not in use. Whether you're looking for a full-time residence, weekend retreat, or income-generating lake home, this property delivers space, style, and an unbeatable waterfront
Features
- Town: Winchester
- Rooms: 11
- Bedrooms: 5
- Baths: 3 full / 1 half
- Laundry: Main Level
- Style: Colonial
- Year Built: 2008
- Heating: Hot Water
- Cooling: Central Air
- Basement: Full,Partially Finished,Full With Walk-Out
- Above Grade Approx. Sq. Feet: 2,768
- Below Grade Approx. Sq. Feet: 448
- Acreage: 0.51
- Est. Taxes: $13,208
- Lot Desc: Sloping Lot,Water View,Open Lot
- Water Front: Yes
- Elem. School: Per Board of Ed
- High School: Gilbert
- Appliances: Oven/Range
- MLS#: 24091474
- Website: https://www.raveis.com
/eprop/24091474/355westlakestreet_winchester_ct?source=qrflyer
Listing courtesy of Northwest CT Realty
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 11.0 x 11.0 | Upper | |
| Bedroom 2 | 11.0 x 13.0 | Upper | |
| Bedroom 3 | 9.0 x 12.0 | Upper | |
| Bedroom 4 | 13.0 x 13.0 | Upper | |
| Family Room | 12.0 x 16.0 | Lower | |
| Kitchen | Granite Counters,Island | 16.0 x 22.0 | Main |
| Living Room | Book Shelves,Combination Liv/Din Rm,Fireplace | 15.0 x 28.0 | Main |
| Office | 6.0 x 10.0 | Main | |
| Primary Bedroom | Full Bath,Hardwood Floor | 18.0 x 16.0 | Main |
| Sun Room | 12.0 x 10.0 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
355 West Lake Street, Winchester (Winsted), CT, 06098
$979,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $783,200 | $783,200 | $783,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.625% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.614% | 6.727% | 6.183% |
| Monthly Tax Payment | $1,101 | $1,101 | $1,101 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,447 | $5,015 | $6,609 |
| Total Monthly Payment | $5,640 | $6,208 | $7,802 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524