425 20TH AVENUE NE, St. Petersburg, FL, 33704 | $1,975,000

NO FLOODING & NO FLOOD INSURANCE REQUIRED HERE. Step into timeless elegance with this rare opportunity to own one of St. Petersburg’s most iconic homes, nestled on a coveted high and dry street in Historic Old Northeast. This stunning 1920s Traditional residence seamlessly blends historic charm with modern luxury, offering 3, 500 square feet of living space, five (5) ensuite bedrooms, five and a half (5. 5) bathrooms, and a newer roof (2023). As you approach, a grand row of towering Royal Palms and an Augusta Brick walkway welcome you to this architectural masterpiece, where original gleaming Heart of Pine floors, crystal door knobs, and high ceilings evoke the home’s rich history. The pièce de résistance is the custom-crafted hidden Speakeasy, tucked behind a secret built-in bookshelf next to the living room’s wood-burning fireplace—complete with a full bar, a 450-bottle temperature-controlled wine fridge, Viking appliances, penny tile floors, and vintage furnishings, perfect for entertaining or savoring a quiet evening in style. The gourmet kitchen is a chef’s dream, featuring a 42” Thermador range with six gas burners, a griddle, a butler’s pantry with a wet bar, and a charming bay window banquet bathed in natural light. Upstairs, the luxurious primary suite offers over 350 square feet of space, a walk-in closet, a screened balcony overlooking the pool, and a spa-like ensuite bathroom with marble floors, a frameless glass shower, and an air-jet tub. Outside, your private oasis awaits with a heated Pebble Tec pool, custom cement spa, and lush landscaping. Located in the heart of the Old Northeast, this home is just a short walk or drive from downtown St. Petersburg’s vibrant shops, restaurants, museums, and waterfront, with no flood insurance required. Don’t miss your chance to own this one-of-a-kind piece of St. Petersburg history—schedule your private showing today!

Features

  • Rooms: 12
  • Bedrooms: 5
  • Baths: 5 full / 1 half
  • Lot Size: 60 x 110
  • Laundry: Inside, Laundry Room
  • Style: Colonial, Traditional
  • Year Built: 1927
  • Garage: 2-car Garage Door Opener, Oversized
  • Heating: Central, Natural Gas
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 3,489
  • Acreage: 0.15
  • Lot Size: 60 x 110
  • Est. Taxes: $27,309
  • Lot Desc: Historic District, City Lot, Landscaped, Near Golf Course, Near Marina, Sidewalk
  • View: City
  • Elem. School: North Shore Elementary-PN
  • Middle School: John Hopkins Middle-PN
  • High School: St. Petersburg High-PN
  • Pool: Auto Cleaner, Deck, Fiber Optic Lighting, Gunite, Heated, In Ground, Other
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
  • MLS#: TB8344510
  • Days on Market: 85 days
  • Website: https://www.raveis.com
    /eprop/TB8344510/42520thavenuene_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/8/2025 10:37:30 AM)
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE   Phone: 727-342-3800

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

425 20TH AVENUE NE, St. Petersburg, FL, 33704

$1,975,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,580,000 $1,580,000 $1,580,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.727% 6.560%
Monthly Tax Payment $2,276 $2,276 $2,276
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,600 $10,117 $13,655
Total Monthly Payment $12,001 $12,518 $16,056

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.