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This charming 4-bedroom, 2. 5-bathroom home, located in a peaceful CUL-DE-SAC within the desirable POINCIANA VILLAGES community, offers the perfect combination of comfort and convenience. With over 2, 000 square feet of living space, the home features a spacious layout with all four generously sized bedrooms located upstairs, ensuring privacy and a quiet retreat. The updated kitchen is a standout, complete with a large island, STAINLESS STEEL appliances, a new garbage disposal, and a pantry closet for extra storage. The kitchen sink is equipped with a WATER FILTER for added convenience. On the main floor, you'll find MULTIPLE LIVING AREAS, providing plenty of space for family gatherings and entertaining. The entire interior has been FRESHLY PAINTED, giving the home a modern and bright feel throughout.
Additional features include a main-level laundry room and a spacious 2-car garage. The ROOF will also be REPLACED PRIOR TO CLOSING, offering peace of mind for years to come. The low Poinciana Villages HOA fees cover cable, internet, and HOA dues, making it easy to stay connected while keeping your budget in check.
Association of Poinciana Villages has basketball courts, baseball and soccer fields, and more. Other nearby parks feature boating ramps, picnic grounds, hiking trails, exercise facilities, and other recreational attractions. All of Poinciana's parks, sports fields and courts are free for residents to use from dawn to dusk. Pools, gyms, recreational facilities are available for a small fee. Don’t miss out on this fantastic opportunity—schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $122 | $122 | $122 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,747 | $1,839 | $2,344 |
Total Monthly Payment | $1,944 | $2,036 | $2,541 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.