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One or more photo(s) has been virtually staged. 1028 36th Ave East is the perfect house for a first-time home buyer or investor, centrally-located on a large, fenced lot with NO HOA OR CDD! This 3 bedroom, 1 bath home has been updated with vinyl flooring, fresh paint inside and out and recent remodels to the kitchen and bathroom. The mini-split AC is new and takes care of all the common areas of the home; economical window units supplement in the bedrooms when needed. Many of the windows have been replaced, and the electrical panel was installed in 2023. This property sits on just over 1/3 of an acre with plenty of room for your work projects, storage sheds and toys. It is zoned Res 6 and also has the potential to be rezoned for commercial use. Just 1. 5 miles from I-75, it's a quick hop to St. Pete, Tampa or Sarasota. The US-301 corridor offers plenty of local shopping and restaurants in Palmetto, Ellenton, and downtown Bradenton – plus convenient access to the Ellenton Outlet Mall, University Town Center and all major grocery chains, stores, and medical services. The barrier islands with their many beaches and vacation attractions are just over a dozen miles east. Come home to 1028 36th Ave East, an ideal place to begin your Florida adventures!
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Our Executive Mortgage Banker:
Our Insurance Division:
$239,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,200 | $191,200 | $191,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $223 | $223 | $223 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,209 | $1,256 | $1,601 |
Total Monthly Payment | $1,507 | $1,554 | $1,899 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.