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Popular Wakefield Model Single Family Home located in On Top of the World, a Premiere 55+ Gated, Golf Community. This home is centrally located in the community close to numerous amenities! This spacious home boasts 2 bedrooms, 2 baths, Flex room, 2-car garage, solid surface floors throughout (NO CARPET)! Approaching the home notice the cute front porch – perfect place to enjoy your morning coffee. Step inside the foyer and notice the Great Room straight ahead. The eat-in kitchen is to the left with newer appliances and custom backsplash. Notice the open concept as you move through the kitchen into the dining area with a breakfast bar overlooking the Great Room. From the front door to the right is the private Flex room, perfect for office space, man/gal cave, craft room, etc. The separate laundry room also provides access to the large 2-car garage with plenty of storage space. The guest bedroom and hall/guest bath are in the right front of the home (true split bedroom plan). The guest/hall bath has a tub with tile surround and comfort height toilet. Back through the Great Room notice the private 3-season lanai in back! The large primary bedroom, walk-in closet, and en suite bath are in the back right of the home for privacy. The ensuite bath boasts an upgraded step-in shower with custom tile, comfort height toilet, and double sink vanity. This home is priced to sell by motivated owners! The monthly HOA fee includes Basic Spectrum Cable, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, trash & recycling, 24/7 monitored gates and all the amenities that OTOW has to offer; three pools (2 outside & 1 inside & another under construction), two state of the art fitness centers, pickleball, billiards, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to three shopping centers. Centrally located 20 minutes from the World Equestrian Center, easy drive to 4 cruise ports and/or airports, and close proximity to entertainment complexes in Orlando
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Our Executive Mortgage Banker:
Our Insurance Division:
$220,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $176,000 | $176,000 | $176,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $107 | $107 | $107 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,098 | $1,156 | $1,473 |
Total Monthly Payment | $1,280 | $1,338 | $1,655 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.