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Located in a prime Northeast St. Petersburg neighborhood, this well-maintained concrete block home has been meticulously renovated. Offering 4 bedrooms in a desirable split floor plan—including a private master ensuite—and 2 full bathrooms, this home is ideal for both owner-occupants and investors seeking rental potential. The interior features new luxury vinyl plank tile flooring throughout, beautifully updated kitchen, including a large island, with brand-new stainless steel appliances. The renovated bathrooms feature modern fixtures and contemporary design that enhance the comfort of the space. The spacious layout flows seamlessly for both entertaining and everyday living with bedrooms for the whole family. A large attached one-car garage and oversized driveway provide ample parking, while the huge newly fenced backyard offers endless possibilities for outdoor enjoyment, pets, or future additions. Additional features include a worry-free living of all your big-ticket items including HVAC (2019), Water Heater (2025), Roof (2023) and electrical panel (2025). Situated within walking distance to the YMCA and the new Mangrove Bay middle school and just minutes from vibrant Downtown St. Pete, this home provides easy access to waterfront parks, museums, craft breweries, restaurants, music and sports venues, and the bustling entertainment district. You’re also just down the street from Mangrove Bay and Cypress Links municipal golf courses, close to 4th Street North’s shopping and dining, and near Gateway Mall. With convenient access to both Tampa International and Clearwater Airports, this is a fantastic opportunity in one of St. Pete’s most desirable areas.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $374,800 | $374,800 | $374,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $374 | $374 | $374 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,338 | $2,462 | $3,138 |
Total Monthly Payment | $2,787 | $2,911 | $3,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.