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Welcome to 118 Noel Drive. This home is far more spacious than it seems. This custom-designed three-bedroom ranch has been meticulously crafted with an artist’s touch. Every detail has been thoughtfully considered, from the moldings to the lighting fixtures. Upon entering, you’ll be welcomed by a bright and airy living room featuring luxury wood vinyl flooring and handcrafted built-in shelving. The soaring ceiling, complete with a large ceiling fan, draws inspiration from India. The formal dining room is enhanced by glass cabinetry that offers a glimpse into the kitchen, along with a large picture casement window. The beautifully updated kitchen boasts modern stainless steel appliances, a beadboard ceiling, recessed lighting, and a stunning handmade stained glass window. It offers ample storage and counter space, with access to the enclosed patio and expansive backyard. The full bath features an antique clawfoot tub and intricate tilework. There's a partially finished basement with a Dutch door leading to the backyard, providing plenty of space for gatherings, storage, and utilities. At the top of the basement stairs, a solar tube ensures light floods in throughout the day, visible from the opening into the living room. The property also includes a detached one and a half-car garage, extra wide driveway and vinyl picket fence. Electric fireplace included. Notable updates include refrigerator (2022), oil tank (2017), washing machine (2021), and water heater (2023). Oil burner serviced yearly. Minutes from town, restaurants, stores, gym, parks, schools and more!
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,992 | $439,992 | $439,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $744 | $744 | $744 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,745 | $2,890 | $3,654 |
Total Monthly Payment | $3,581 | $3,726 | $4,490 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.