191 Terrace Street, Bronx, NY, 10464 | $419,000

**Detached 1-Family – 2 Bedrooms, 1. 5 Bathrooms** Welcome to your peaceful coastal retreat in the heart of City Island, an idyllic neighborhood known for its scenic beauty and tranquil atmosphere. This fully renovated bungalow offers the perfect blend of coastal charm and contemporary living, making it an ideal getaway or forever home. Boasting 2 spacious bedrooms and 1. 5 bathrooms, this residence provides a comfortable and inviting space for individuals or small families. Inside, you’ll be greeted by bright, open living areas that seamlessly flow into one another, creating a sense of warmth and space. The shining hardwood floors throughout add character and elegance, while the brand-new windows, roof, siding, plumbing, and electrical systems ensure peace of mind and modern functionality. Whether you’re relaxing with loved ones or entertaining guests, the home’s design allows for both comfort and style. The chef’s kitchen is a true highlight of the property, featuring stainless steel appliances, granite countertops, and ample cabinetry, making it the perfect space for cooking and hosting. The open layout connects the kitchen to the living and dining areas, creating a welcoming atmosphere for meals, parties, and everyday living. For added convenience, the finished basement offers additional living space, ideal for a home office, workout room, or extra storage. This level also includes a convenient half bath, ensuring that you have all the necessary amenities without needing to go upstairs. Step outside to your private backyard oasis, a beautifully landscaped space that’s perfect for unwinding or entertaining. Whether you’re enjoying morning coffee, hosting a BBQ, or simply soaking up the fresh air, this serene yard provides a tranquil escape from the hustle and bustle of everyday life. The location of this home is truly one of a kind. Just a short stroll from the water, you’ll enjoy breathtaking views, visits to nearby marinas, and the opportunity to explore the charming local dining spots and shops that define City Island’s unique character. With easy access to Manhattan, you can enjoy the best of both worlds—coastal living and city convenience. This is your chance to own a piece of City Island paradise. Don’t miss out on this incredible opportunity to embrace a lifestyle of peace, comfort, and coastal beauty.

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Style: Bungalow
  • Year Built: 1920
  • Heating: Electric, Heat Pump
  • Cooling: Wall/Window Unit(s)
  • Basement: Finished
  • Approx Sq. Feet: 700
  • Acreage: 0.03
  • Est. Taxes: $3,280
  • Elem. School: Contact Agent
  • Middle School: Contact Agent
  • High School: Contact Agent
  • School District: Bronx
  • Appliances: Dishwasher, Microwave, Oven, Refrigerator
  • MLS#: 854967
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/854967/191terracestreet_bronx_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of WW Realty Group Inc   Phone: 917-319-8892

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

191 Terrace Street, Bronx, NY, 10464

$419,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $335,200 $335,200 $335,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.108% 7.063% 6.152%
Monthly Tax Payment $273 $273 $273
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,119 $2,202 $2,806
Total Monthly Payment $2,467 $2,550 $3,154

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.