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Welcome to 543 Crystal Dr, nestled in the highly sought-after community of Crystal Island, a charming golf cart-friendly neighborhood just a stone's throw away from the pristine beaches of Madeira Beach—less than 1. 2 miles to your sandy oasis! This fantastic 2-bedroom, 2-bathroom property presents a unique opportunity full of potential, whether you're considering a remodel or envisioning a brand-new build.
Spanning a generous lot size of 65x112, this property not only offers ample space for your creative ideas but also comes with its very own dock and a robust 16, 000 lb boat lift, making it a dream for boating enthusiasts. Imagine spending your weekends exploring the beautiful waterways and enjoying the coastal lifestyle that this prime location affords. The home boasts several impressive features, including a durable 30-year tile roof installed in 2012, hurricane impact windows and doors added in 2019, a new HVAC system (2022), and updated plumbing (2024). These upgrades provide peace of mind and enhance the property's value, ensuring that it is ready to accommodate your vision. While this property experienced some impact during Hurricane Helene, it has been officially deemed non-substantially damaged by the city, allowing you to move forward without concern. Additionally, we have a recent cash value appraisal in accordance with the FEMA rule, along with a survey and elevation certificate, ensuring transparency and confidence in your investment. Don't miss the chance to own a piece of paradise in Madeira Beach! Whether you're looking for a cozy retreat or a canvas for your dream home, this property is an exceptional opportunity waiting for you. Schedule a viewing today and start imagining the possibilities!
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Our Executive Mortgage Banker:
Our Insurance Division:
$759,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $607,200 | $607,200 | $607,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $403 | $403 | $403 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,838 | $3,989 | $5,083 |
Total Monthly Payment | $4,333 | $4,484 | $5,578 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.