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Presented by![]() Julie Carney |
Looking for your first home? This 4-bedroom, 3-bathroom gem in Hilltop Point offers everything you need to get started, without compromising on space or style. Built by trusted MI Homes, this spacious 2, 200+ sq ft one-story home has room for your growing family, your new hobbies, and all the memories to come. This home has beautiful landscaping with concrete curbing and new trim lights on the front. Inside, you'll love the open living room/dining room combo with tray ceilings, perfect for hosting friends or just relaxing after a long day. The kitchen updated with its beautiful backsplash comes with all appliances included, so you can move right in and start cooking your favorite meals. Plus, each of the four bedrooms features generous walk-in closets, ideal for keeping everything organized. Other upgrades include new lights throughout the entire home, and a new sink in the laundry room. The screened lanai has new fans installed. There are also new gutters and pavers on the back of the house. The solar panels are leased. With a 2-car garage and a backyard that's ready for your personal touch, this home has everything a first-time buyer could ask for and then some! Located in the peaceful community of Hilltop Point in Dade City, you're just a short drive from shopping, schools, and parks, making it an ideal spot to start your next chapter. Ready to make this dream home yours? Schedule your private tour today!
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$410,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.451.9966
Julie.Carney@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $855 | $855 | $855 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,073 | $2,180 | $2,746 |
Total Monthly Payment | $3,003 | $3,110 | $3,676 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.