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Experience the perfect blend of classic charm and thoughtful modern updates in this beautifully renovated 2-family home. With even more recent renovations and improvements, this property is truly move-in ready and full of potential. Each unit features brand-new kitchens complete with granite countertops, new cabinetry, and stylish vinyl flooring. Refinished original hardwood floors run throughout, complemented by fresh interior paint that brightens every room. Original details like glass door knobs, intricate moldings, and built-in cabinetry have been carefully preserved, maintaining the home's unique character.
The spacious attic offers expansion possibilities, while a charming sunroom provides shared space perfect for relaxing mornings. The second-floor unit also enjoys a private balcony for peaceful outdoor enjoyment. Situated on a double lot with a fenced yard, extra large shed and off-street parking.
Located in desirable Edgewood, just minutes from J&W Harbor Campus, Pawtuxet Village, Roger Williams Park, area hospitals, and local colleges, this property is ideal for homeowners or investors alike. Live in one unit and rent the other, or lease both for strong income potential. Don't miss this rare opportunity to own a property that offers character, convenience, and beautiful upgrades for lasting value.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $474,560 | $474,560 | $474,560 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $477 | $477 | $477 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,000 | $3,118 | $3,973 |
Total Monthly Payment | $3,569 | $3,687 | $4,542 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.