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Welcome to your future cozy condo home at 2366 Shelley St Unit 7! This comfortable first floor corner 1 bed/1 bath unit at Shelly Gardens awaits its new owner. You'll find value here because the monthly HOA fee covers exterior unit maintenance, sewer, trash, water, escrow reserves and grounds maintenance! Everything you need is right here in this unit. As you enter, rest in the living room as you gaze out the window. The kitchen has ample cabinet and drawer space. There is a convenient washer/dryer combo in a closet. The condo sale comes with a combination stackable washer/dryer, fridge, and a GE glass top stove. Ceiling fans are present in the living room and primary bedroom. The primary bedroom and bathroom are adjacent to each other. The rear porch extends the primary bedroom and has been enclosed into a bonus room that can be utilized in dozens of ways. A rear exit door leads to a small outside yard area. Dedicated unit parking is located right outside the front door. The unit is wired for security, and it can be activated, if new owner wishes. This sturdy block unit was not flooded or damaged in the last set of hurricanes. This condo is not subject to Florida condo SIRS study requirements and is not in a flood zone (no flood insurance required). Don't forget to view the 3D Matterport walk through of this stellar unit, attached to this listing. In a time when other rentals and home purchases have reached all-time highs, this affordable condo provides incredible value for one lucky buyer. This condo is priced to sell and ready for your visit now! So, what are you waiting for? Schedule a showing of this unit amazing condo today. All statements in the listing are believed to be true and reliable by the seller and the listing agent. A buyer and buyer's agent should verify all facts, statements, and measurements.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $110,400 | $110,400 | $110,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $101 | $101 | $101 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $698 | $734 | $924 |
Total Monthly Payment | $874 | $910 | $1,100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.