NEW PRICE!! Just a short walk to the shops and eateries of Pine Ave, and a hop, skip and a jump to the gorgeous waters of the Gulf and the Bay, this is an elevated oasis on the North End of Anna Maria Island! This 3 bed/2 bath private beach home with lagoon style, heated pool is a busy income property! A bright and open floor plan, this home is designed with coastal touches throughout - including wood plank walls, luxury vinyl plank flooring and a great room with high ceilings and natural light! The updated kitchen includes solid wood cabinetry and an eat in island with granite counters. Bedrooms enjoy streaming sunlight from the large windows as well as updated bathrooms. The two sets of French doors in the Family Room take you to the full length screened porch, with access to the covered downstairs where there are multiple storage spots for all your beach toys, and lounge space to enjoy your grilling, swimming, and relaxing! With no storm damage and solid rentals, this island home is ready for you to relax and enjoy!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,639,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,311,200 | $1,311,200 | $1,311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.500% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.848% | 6.613% | 6.560% |
Monthly Tax Payment | $2,126 | $2,126 | $2,126 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,967 | $8,288 | $11,332 |
Total Monthly Payment | $10,218 | $10,539 | $13,583 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.