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Welcome to your new multi family home on 108th Street in the vibrant heart of Richmond Hill! This charming residence offers the perfect blend of comfort and convenience, ensuring a seamless urban lifestyle for its future owners. Step into a spacious living area designed to accommodate both relaxation and entertainment, with modern touches that make it feel like home. The kitchen, equipped with contemporary appliances, invites culinary creativity, while the open layout ensures you stay connected with guests and family. One of the standout features of this property is its private driveway, a rare find in the city that adds significant convenience to daily life. Enjoy the luxury of hassle-free parking and easy access to your vehicle, whether you're heading out for a weekend getaway or returning from a day on the go. The backyard provides an ideal setting for outdoor gatherings, gardening, or simply unwinding in your own green oasis. It's a space where you can create your own slice of tranquility amidst the urban hustle. In Addition, the basement has exterior entrance for privacy and convenience, making it ideal for tenants or owner-occupants, seeking flexible use of the lower level. Commuting is a breeze with the J train line and Bus Q56 just a stone's throw away, making city exploration and daily travel effortless. Additionally, proximity to major highways offers even more options for convenient travel, whether you're commuting for work or leisure. This home not only promises a delightful living experience but also the practicality of a well-connected location. Don't miss out on the opportunity to make this exceptional property your new home. Schedule a viewing today and step into a lifestyle of modern comfort and connectivity!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$999,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,200 | $799,200 | $799,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.739% | 6.183% |
Monthly Tax Payment | $563 | $563 | $563 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,538 | $5,117 | $6,744 |
Total Monthly Payment | $5,193 | $5,772 | $7,399 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.