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CHARMING 3 BEDROOM RANCH IN DESIRABLE LOCATION This is a nice 3 bedroom one level living in a great location with Red Hook School District. This is a must see! There is a two car garage with automatic openers. Main entrance offers a large living room with 2 new skylights, a large picture window and wood laminate flooring. This leads you to the large Eat in Kitchen offering range, refrigerator and new dishwasher. Off the eating area, there are sliding glass doors that lead you to a private deck with a scenic tree lined view of a community walking trail, soccer field and ball park located behind the home. This home also offers walking or biking distance to the community playground and pool. Down the hallway is the main bathroom which is fully updated with skylight and ceramic tile floor, it features a walk in shower and comfort height toilet. Behind the bi-fold doors is a brand new water heater, a large capacity front loading washing as well as a large capacity dryer. The master bedroom has a walk in closet and half bath with new vanity (being installed) and laminate flooring. Two other good size bedrooms with very good closet space. There are extra boxes of laminate flooring to replace the carpet in one of the bedrooms. This home comes with a full Generac generator and newly installed Mitsubishi mini split air conditioning/heating units with a walk in closet and half bath. This home will not last!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,925
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,940 | $319,940 | $319,940 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $573 | $573 | $573 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,022 | $2,102 | $2,678 |
Total Monthly Payment | $2,670 | $2,750 | $3,326 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.