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Old world charm with modern elegance. Welcome to 122 Litchfield Rd, Watertown. Move-in-ready, this 1919 Colonial has been lovingly restored to its original beauty while adding modern updates, including new appliances and a generator hookup. Hardwood floors and large windows for light-filled rooms make this home very cozy. The Kitchen offers solid hardwood cabinets with granite countertops, stainless steel, and modern appliances. The Utility room offers a new washer and dryer, plenty of storage, and a workbench. The Living Room has the original brick fireplace with a new pellet stove insert. The full bath on the 2nd floor has been restored, complete with a clawfoot deep soaking tub. The detached 2-car garage is the original stone structure with loft storage, updated with new garage doors, cement floor, and electrical system. The enclosed front porch is a three-season retreat. The spacious finished, walk-up attic can be the primary suite with a large closet and extra storage or office, or a family room. The third floor offers built-in cabinetry, a window seat, and a skylight for natural lighting. The Yard is your outdoor retreat featuring lovely gardens and new paver walkways leading to a private patio. Schedule your showing today and make this your next home. The roof is only 6 years old, garage roof is only 2 years old. All windows were replaced in 2005.
Type | Level |
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Bedroom 1 | Upper |
Bedroom 2 | Main |
Eat-In Kitchen | Main |
Living Room | Main |
Primary Bedroom | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $498 | $498 | $498 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,023 | $2,127 | $2,679 |
Total Monthly Payment | $2,596 | $2,700 | $3,252 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.