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You must see this Beautiful, 1 story living, open plan with gourmet kitchen, separate study; secondary bedrooms even have their own wing! Amazing!! Welcome to the unique neighborhood of St. John's Lake, located in a convenient location on Johns Island. Turn into the neighborhood and you will immediately recognize that this is not a typical subdivision. The lake is expansive and winding; yards are oversized; trees are visible; walking trails allow for long scenic walks. Arrive at this immaculately kept, barely lived in home and be ready to be impressed! Enter to the wide, long foyer with crown molding, LVP flooring flowing through the first floor living areas. Study/office is to the left. Close the french doors for private meetings. Continue into the home, on the left find a private hallleading to the secondary bedrooms, a coat & linen closet and full bath. This can be a separate wing for guests or family. Down and to the right of foyer is another full bath, spacious secondary bedroom #3, laundry and garage entrance. Garage has epoxy floors, overhead storage shelves and alcove for extras. Continuing into the main living area and heart of the home, find the formal dining room on the left. As you enter the family room you will be Wowed by the enormous living area! Family room is huge with space for many. The gourmet kitchen is a dream! The Oversized quartz island can accomodate numerous guests who can converse with the chef while meals are being prepared. Kitchen includes large corner pantry, quartz counters, subway tile backsplash, gas cooktop with vented hood, wall oven and microwave. Eat-in kitchen can accomodate a large party as well. Windows adorn the outside walls, making this living area very bright and homey. Extend the entertaining to the double sized screened porch which offers an alternate living area, floor is epoxy. Backyard is fenced and on the tip of the lake and common area for privacy-no homes directly behind you. Back inside you will find the owners suite off the family room, separate from the other bedrooms. Ensuite bath has dual sinks, tiled shower, large linen closet, water closet and walk-in closet. Need more space? The bonus room, or 5th bedroom is accessed off the stairs in the hall near secondary bedrooms. This room can be a game room, extra bedroom, flex space. It has 2 closets, one is a larger storage area. Bathrooms and laundry have tiled floors. Entire home has Plantation shutters. Neighborhood amenities include a pool, shelter, dock, play area, dog park and walking trails. Call with any questions.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $568,000 | $568,000 | $568,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,590 | $3,775 | $4,755 |
Total Monthly Payment | $3,682 | $3,867 | $4,847 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.