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Welcome to easy, single-story living in this 3-bedroom, 2-bath home located in the heart of North Charleston! Featuring an inviting open floor plan, this home offers a great foundation and endless potential for the right buyer. With some updates to flooring, painting, and a few personal touches, you can transform this property into a beautiful, customized space to truly make your own. Conveniently located just minutes from Northwoods Mall, Trident Hospital, Charleston Southern University, and a wide range of shopping and dining options, this home also offers quick access to the interstate, making commuting to downtown Charleston, Summerville, and surrounding areas a breeze. Whether you're a first-time buyer looking to build equity, an investor searching for your next project, or someone ready to create their dream home, this property presents a fantastic opportunity in a highly desirable and central location. Don't miss your chance to bring your vision to life schedule your showing today and explore all the possibilities this home has to offer!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,643 | $1,728 | $2,177 |
Total Monthly Payment | $1,718 | $1,803 | $2,252 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.