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Welcome to 6 Moultrie Street, ideally situated in Charleston's vibrant North Central neighborhood--right in the heart of downtown. This lively area is known for its eclectic mix of residents, walkable streets, and a growing list of popular restaurants and shops. Within minutes, you can enjoy local favorites like Taco Boy, Santi's, The Tattooed Moose, Leon's Oyster Shop, Lewis Barbecue, and Rodney Scott's BBQ. Just one block away lies Hampton Park, one of Charleston's largest and most beloved green spaces. Known for its stunning floral displays and impressive collection of trees and shrubs native to South Carolina, the park serves as a living arboretum. It's a popular spot year-round for weddings, family gatherings, frisbee games, and exercise--especially among nearbyCitadel students who frequent the fitness trail. If you've been looking for a project where you can make your mark in Charleston, this may be the one. The property currently consists of three one-bedroom, one-bath unitstwo in the main house and one in the rear cottageall in need of complete restoration. Many of the home's original features remain intact once you enter. Please note: there are significant foundation issues, and entry is at your own risk. With the right vision, combining the main house into a single family may allow for owner-occupied short-term rental eligibility. However, the Buyer is solely responsible for confirming any potential for short-term rental use with the city. Home is not in a flood zone
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,781 | $2,924 | $3,683 |
Total Monthly Payment | $2,873 | $3,016 | $3,775 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.