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Harbour Village! Location! Location! Well established waterfront complex. 1200 sq ft 2 Bedroom 2. 5 Bath unit with spectacular unobstructed direct views of Long Island Sound, the pool and clubhouse. One enters into the unit's foyer with half bath. A few steps up to the combination LR/DR with hardwood floors, built-ins and with a triple slider that fills the space with sunlight. Kitchen is equipped with stainless appliances. Two second floor bedrooms both with oversize windows, oak floors and vaulted ceilings. The primary bedroom offers a full bath and generous size walk in closet. One car detached garage (#68). Minutes to shopping and highway. New HOA fee to begin July 2025. Part of the HOA fee includes a tax deductible "tax district" fee. Pending assessment of approx. $15, 300 to begin January 2026. Balance due over the next seven years. Fireplace needs lining prior to use. Current HOA is $797 monthly. Beginning July 1, 2025 new HOA fee. Assessment to begin January 2026 of approximately $15, 300 due over 7 years. Can be pre-paid anytime
Type | Description | Dimensions | Level |
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Bedroom 1 | Vaulted Ceiling,Hardwood Floor | 12.0 x 12.0 | Upper |
Kitchen | 8.0 x 13.0 | Main | |
Living Room | Balcony/Deck,Built-Ins,Combination Liv/Din Rm,Fireplace,Hardwood Floor | 16.0 x 24.0 | Main |
Primary Bedroom | Vaulted Ceiling,Full Bath,Walk-In Closet,Hardwood Floor | 12.0 x 18.0 | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $307,920 | $307,920 | $307,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $571 | $571 | $571 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,921 | $2,023 | $2,578 |
Total Monthly Payment | $2,567 | $2,669 | $3,224 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.