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This completely remodeled, ELEVATED waterfront home in the popular Key Royale neighborhood of Holmes Beach on Anna Maria Island - a true paradise for beachgoers & boating enthusiasts alike. Situated on an oversized corner lot, this southern-facing 3-bedroom, 2-bath retreat offers breathtaking water views, a resort-style pool/spa, & direct deep-water canal access to the Gulf & Tampa Bay with no bridges. This home features a new seawall & a 20x12 Trex dock right on the water, perfect for watching the sunrise, soaking in the island lifestyle, watching dolphins & manatees glide by or launching your kayak. The home is built for peace of mind with updated impact-rated doors, windows, garage door - providing added security & energy efficiency. As you enter, a grand two-story foyer welcomes you with luxury vinyl plank flooring that runs throughout, striking designer lighting & timeless coastal finishes. Every inch of the interior has been thoughtfully redesigned, from the brand-new interior doors & trim to the completely transformed ceilings. The heart of the home is a bright & airy open-concept layout where the great room, dining area & gourmet kitchen flow seamlessly together - ideal for entertaining or relaxing after a day at the beach. The chef’s kitchen is a showstopper with modern cabinetry, quartz countertops, glass tile backsplash, brand-new stainless-steel appliances with warranties & single-bowl sink with water views from the picture window. Step outside to the screened-in lanai with pocket sliding doors that extend your living space or unwind on the new wrap-around Trex deck overlooking the water. The owner’s suite is a private haven featuring its own balcony with pool/spa access, a spa-inspired ensuite bathroom with a new double sink vanity, quartz countertops & frameless glass walk-in shower. The additional two bedrooms are generously sized & share a beautifully updated bathroom, while the spacious laundry room features a utility sink & brand-new washer and dryer. Outside, the resort-style pool/spa are surrounded by lush privacy landscaping, vinyl fencing, & artificial turf, creating a huge low-maintenance, tropical oasis. The covered patio with epoxy flooring provides the ideal spot for alfresco dining, entertaining or relaxing in the ocean breeze. Pool, dock, & deck furniture are included. Recent upgrades include a new pool pump, WiFi-enabled heater (2025), hot water heater (2025), AC (2023) & covered gutters. In addition to the outdoor storage shed, the spacious 3-car garage with two storage areas provides plenty of room for your gear & golf cart! The xeriscape yard, surrounded by new vinyl fencing & gates for added privacy, offers additional parking for guests, or an RV or boat with trailer! There is a capped artesian well which can be tapped for irrigation or water supply to the home. As a resident of Key Royale, you'll appreciate the 30-day minimum rental policy, preserving a true neighborhood feel. For added luxury, you can join the private Key Royale Club, offering golf, fine dining, & social events. With Anna Maria Island’s white sand beaches just 2 blocks away, this coastal sanctuary delivers the perfect blend of island charm, boating convenience & elevated elegance. Enjoy all the island life has to offer from the free trolley to famous dining, shopping, community pickleball, tennis, basketball courts & dog parks. If you’re looking for the ultimate boater’s paradise near the beach, this home is your dream come true.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,950,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,560,000 | $1,560,000 | $1,560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.751% | 6.666% |
Monthly Tax Payment | $1,674 | $1,674 | $1,674 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,479 | $9,989 | $13,589 |
Total Monthly Payment | $11,278 | $11,788 | $15,388 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.