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Available for immediate Annual Lease. Welcome to a quaint two bedroom/one bath stone cottage located in the heart of St. Petersburg in the popular Central Oak Park neighborhood. The property is just 10 minutes to the many shops, restaurants, galleries and nightlife of trendy Downtown St. Petersburg and 10 minutes East of the white sugary sands of the award-winning Gulf beaches. The cottage which has been fully renovated combines modern amenities such as stainless steel appliances, stone countertops, gleaming wood floors and vintage mid-century charm. Rock away your cares on the enclosed front porch or dine on the private back deck, enjoy the Hot Tub. Central Oak Park is a vibrant place with wonderful neighbors. There are many fast food and a few dine-in options only blocks from the house. No detail was overlooked during the 2018 renovation of this home. All appliances are new as are the furnishings. We welcome your well mannered pets and ask that you help clean up after them and discourage them from lounging on the beds and furniture. The neighborhood is great for walking your four-legged friends, and the fenced yard has a beautiful grass area to play. There is plenty of street parking and garage storage. The backyard is fenced and features two decks and a relaxing hot tub for guests to enjoy. There is also a nice Green Yard in the back with rear access double gate and cement slab backing up to a garage door. Application fee of $65 per adult and tenant processing fee of $100.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,240 | $2,240 | $2,240 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $14 | $15 | $19 |
Total Monthly Payment | $89 | $90 | $94 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.