4114 PALM DRIVE, Punta Gorda, FL, 33950 | $195,000

NAVIGABLE, SAILBOAT ACCESS WATER!! This property is situated on the Kostek Canal that brings you directly to Alligator Creek with direct access to Charlotte Harbor. Approximately 2. 5 miles to Harbor. Deep water for heavy craft and Sailboats! The property has been mulched. Not located in Punta Gorda City Limits therefore no deed restrictions, no HOA and no CDD fees but you get all the amenities of water front living in Punta Gorda! READY TO BUILD YOUR DREAM HOME - prime residential lot build your dream home on this Sail Boat Property! Nestled in the picturesque community of Punta Gorda, this spacious lot offers the perfect opportunity to design and build the home of your dreams. Located in a serene neighborhood with close proximity to all the amenities Southwest Florida has to explore this property is ideal for those seeking a peaceful yet convenient lifestyle. Rich waterfront recreational area from this location it is only a 10 minute ride to Charlotte Harbor, less than an hour to Boca Grande Pass and the Gulf of Mexico. Less than 3. 5 miles to I-75 and only 4 miles to Punta Gorda Airport making this location an easy commute to almost anywhere, and only 4. 5 miles to Ponce DeLeon Park with amazing sunsets, 10 miles to Port Charlotte Town Center and only 5 miles to Punta Gorda Historic district and waterfront park with historic downtown Punta Gorda, featuring charming shops, dining options, and vibrant entertainment. Tampa Bay Rays spring training and the fairgrounds are just minutes away, also multiple golf courses and some of the best boating and fishing in all of Florida. Red Soxs, Orioles, Twins and Braves spring training all within an hour’s drive. Conveniently located near major highways, making it easy to travel to nearby beaches, golf courses, and other attractions. This lot provides the ideal blank canvas to bring your vision to life in one of Florida's most sought-after areas. Whether you're planning your forever home or a vacation retreat, investment ~ a great price point with minimal holding costs ~ this property is a must-see. Don't miss this incredible opportunity—schedule your showing today!

Features

  • Lot Size: 100 x 110
  • Lot Desc: Buildable, Other
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Yes
  • MLS#: C7484624
  • Days on Market: 500 days
  • Website: https://www.raveis.com
    /prop/C7484624/4114palmdrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2025 8:02:11 AM)
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY   Phone: 941-637-1090

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4114 PALM DRIVE, Punta Gorda, FL, 33950

$195,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $156,000 $156,000 $156,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.990% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.095% 7.141% 6.152%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $986 $1,037 $1,306
Total Monthly Payment $1,061 $1,112 $1,381

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.