135 NEIGHBOR Court, Out of Area, FL, 32092 | $539,990

Why wait to build when you can enjoy this nearly-new home in the popular Shearwater community today? Completed in 2024, this beautiful Sierra floor plan is situated on a quiet cul-de-sac lot and includes everything you could want in a home: versatile open floor plan with 4 bedrooms and 2. 5 baths; private home office with french doors; gourmet kitchen with double ovens and closet pantry; neutral color palette; oversized lanai with sliding glass doors; and a 2-car garage. Current owners added a water softener, kitchen backsplash, fresh interior paint, chair rail in common area, shark coating on garage floor, and ceiling fans/fixtures. This move-in ready home is priced below the new construction option and ready for new owners!
Shearwater offers world class living in one of the area's premier communities. Enjoy resort-style amenities centered around the Kayak Club which includes tennis, fitness, lagoon and lap pool, lazy river, event and meeting space, a covered pavilion, and more. Featuring miles and miles of trails, a dog park, a community garden, a kayak launch, and multiple playgrounds, you can embrace the Florida weather and the great outdoors. Conveniently located on CR210, Shearwater boasts two highly-rated schools and is close to shopping and dining, and a short drive to the river or beaches. What are you waiting for? Schedule your showing today!

Features

  • Amenities: Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management- On Site, Park, Pickleball, Playground, Tennis Court(s), Water
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Traditional
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,299
  • Acreage: 0.21
  • Est. Taxes: $8,242
  • HOA Fee: $255 Annually
  • Lot Desc: Cul-De-Sac
  • Elem. School: Trout Creek Academy
  • Middle School: Trout Creek Academy
  • High School: Beachside
  • Appliances: Dishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
  • MLS#: 2084247
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/2084247/135neighborcourt_outofarea_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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135 NEIGHBOR Court, Out of Area, FL, 32092

$539,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $431,992 $431,992 $431,992
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.112%
Monthly Tax Payment $687 $687 $687
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,695 $2,838 $3,616
Total Monthly Payment $3,474 $3,617 $4,395

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.