![]() |
Welcome to this beautifully maintained home in Oceanside, NY! Built in 2004, this spacious 4-bedroom, 2-full-bath property offers modern amenities. As you step through the foyer entrance, you'll be greeted by a warm and inviting living room to relax in. The eat-in kitchen provides a cozy space for meals and family gatherings. The home also features an unfinished basement with its own side entrance, offering ample storage space and the possibility for additional living or recreational areas. Stay comfortable year-round with central air conditioning and heating, ensuring the perfect climate no matter the season. Enjoy outdoor living with yards on both sides and the back of the home, providing plenty of space for outdoor activities and gardening. The property has a full 7 zone automated irrigation system. Perfectly located just one block away from schools and major shopping, and only 10-20 minutes from the beautiful Long Island South Shore beaches and a quick 45-minute trip to NYC.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$914,499
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $731,599 | $731,599 | $731,599 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.727% | 6.183% |
Monthly Tax Payment | $1,116 | $1,116 | $1,116 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,154 | $4,685 | $6,174 |
Total Monthly Payment | $5,362 | $5,893 | $7,382 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.