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Tucked on a quiet, tree-lined street in the welcoming Forest Hills neighborhood, this move-in ready Ranch offers charm, flexibility, and potential. Featuring low-maintenance vinyl siding, replacement windows, and a new boiler, the home has been thoughtfully maintained for both comfort and efficiency. Inside, you'll find hardwood floors, sun-filled living spaces, and a cozy fireplace in the living room, while the spacious eat-in kitchen flows into a sunken family room with a convenient side entry. A tiled hallway makes an ideal mudroom setup, and the home's two bedrooms share a well-maintained full bath with a modern tub/shower surround and vanity. Downstairs, a spacious bonus area offers easy finishing potential for a home office, gym, or recreation space. The backyard includes a storage shed and offers a great space for relaxing, gardening, or play. Whether you're just starting out or settling in, this Forest Hills gem is a great opportunity to enjoy single-level living in a peaceful neighborhood.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $328 | $328 | $328 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,972 | $2,049 | $2,611 |
Total Monthly Payment | $2,375 | $2,452 | $3,014 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.