6132 WATERFIELD WAY, St. Cloud, FL, 34771 | $1,150,000

Welcome to your dream Florida lakefront 5 bedroom, 4 bath home located in the Lake Lizzie Reserve gated community! Nestled on a sprawling 1. 8-acre lot, this custom-built residence offers breathtaking 180-degree panoramic views of Lake Lizzie, with nearly 200 feet of lakefront property. The serene setting is perfect for adding your own private dock, granting you easy access to the Alligator Chain of Lakes—ideal for skiing, fishing, and other water activities. Spend your summer days lounging in the screened-in pool or unwinding in the separate MasterSpa hot tub with lounger. Interior features include crown molding, granite & quartz countertops, fresh interior and exterior paint, formal dining room, spacious living and family rooms. The chef’s kitchen is a standout featuring stainless steel appliances, a large bar counter, and abundant cabinet space. The upstairs 5th bedroom with a full bath runs the length of the 3-car garage and would make an ideal game room or second master suite. Additional upgrades: newer roof (December, 2022), high-efficiency Variable HVAC system, generator transfer switch, enjoy seamless, built-in speakers in your master bedroom, living room, or pool area, and pre-plumbed central vacuum system. Your new home is move-in ready. Don’t miss this rare opportunity for luxury lakefront living in a peaceful, private setting!


Features

  • Amenities: Basketball Court, Gated
  • Rooms: 9
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 2004
  • Garage: 3-car Driveway, Garage Door Opener, Garage Faces Side
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,166
  • Acreage: 1.81
  • Est. Taxes: $6,783
  • HOA Fee: $477 Quarterly
  • Lot Desc: In County
  • View: Pool, Trees/Woods, Water
  • Elem. School: Harmony Community School (K-5)
  • Middle School: Harmony Middle
  • High School: Harmony High
  • Pool: Auto Cleaner, Gunite, In Ground, Lighting, Outside Bath Access, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Softener
  • MLS#: S5122820
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/S5122820/6132waterfieldway_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/5/2025 10:17:50 AM)
Listing courtesy of FLORIDA REALTY RESULTS LLC   Phone: 407-343-8137

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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6132 WATERFIELD WAY, St. Cloud, FL, 34771

$1,150,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $920,000 $920,000 $920,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.848% 6.613% 6.560%
Monthly Tax Payment $565 $565 $565
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,590 $5,815 $7,951
Total Monthly Payment $6,280 $6,505 $8,641

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.