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Under contract-accepting backup offers. Welcome to this charming 3-bedroom, 2-bathroom residence nestled in Tampa's coveted Northdale neighborhood. This move-in ready home offers the perfect blend of comfort, convenience, and privacy. Situated in the highly-sought Steinbrenner school district, this property provides exceptional educational opportunities for families. The absence of HOA and CDD fees means no additional monthly expenses beyond your mortgage – a true rarity in this desirable area. Step outside to discover the home's crown jewel: a custom-built covered and screened-in patio overlooking a private, fully-fenced backyard. Whether hosting summer barbecues or enjoying your morning coffee in peace, this outdoor retreat creates the perfect setting for relaxation and entertainment. The Northdale location offers unparalleled convenience with abundant shopping, diverse dining options, and the beautiful Northdale Golf & Tennis Club (which will also include pickleball soon!) just minutes away. Easy access to major thoroughfares makes commuting a breeze while keeping you connected to all of Tampa's attractions. Don't miss this exceptional opportunity to own in one of Tampa's most desirable neighborhoods without the burden of HOA or CDD fees. There is a YMCA in the community as well to enjoy all types of actives, pool, fitness, etc. Roof - 2023 / A/C - 2013 / WH - 2010. There is no HOA, but there is a Civic Association which is optional to join. More information can be found at northdale. org. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $67 | $67 | $67 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,018 | $2,122 | $2,672 |
Total Monthly Payment | $2,160 | $2,264 | $2,814 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.