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SELLERS CONCESSION TOWARDS BUYERS CLOSING COST or UPDATES! This Delightful, Spacious Pine Ridge 3/2/2, 2005 heated sq ft home sits on a One Acre lot with lovely curb appeal! A split Bedroom plan With a Formal Living room/Dining area & Open Plan Kitchen & Family Room with Nook, Breakfast Bar, Deem Custom Cabinetry w/ crown molding & SKYLIGHT. Vaulted ceilings in main living areas and Master bedroom. 9”4” Ceilings in all other rooms. All bedrooms have walk in closets! Laundry room has dual closets. 3 sets of sliders (2 triple sliders) open to an expansive 866 sq ft screened lanai with Inground Spa (spa pump new 2025) with covered lanai area & room for a pool! Second bath door opens to lanai . Seller will pay off solar panels at closing or transfer lease to new owner- Your choice!. The roof has an inspection certification. Home was recently appraised April 2025. New HVAC 2023, ducts were cleaned. New front door with covered & screened porch. Outside was recently painted & just power washed. Screened in front porch. Doors to outside from laundry room & garage , Irrigation for gardens and lawn! Home sits high & dry with circular concrete driveway. Short driving distance to new on ramp to Suncoast Hwy, medical, schools, shopping, & restaurants! Tennis courts, Riding Trails, Stable to board a horse, & clubhouse! Pine Ridge Estates is one of the largest equestrian centers in Citrus County, Florida with approximately 50 miles of equestrian horse trails. community center with a variety of daily activities, & ample tennis courts, horse shoe pits, shuffle board and a new playground.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$392,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $313,600 | $313,600 | $313,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $138 | $138 | $138 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,956 | $2,060 | $2,625 |
Total Monthly Payment | $2,169 | $2,273 | $2,838 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.