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Detached Condo! NO FEES!! Looking for a great YEAR ROUND beach house in the center of it all? As your primary or secondary home at the beach, look no further! Fantastic upper level balcony/deck with Hampton Harbor spectacular sunset views. Primary bedroom has a sliding door to the balcony, vaulted ceiling with exposed beams & attic access for additional storage. Currently, owner occupied. 2 assigned off street parking spots directly in front of a shed for even more storage . Enter main level at the welcome nook off the kitchen & bottom of stairs. Dine-in Kitchen & Living Rm nice open concept floor plan. Granite counter top with stainless steel appliances. Windows all around letting in lots of natural light, 1/2 bath & laundry are together. 2nd level has the primary bedroom, 1 full bath + 2 more rooms! This gem is waiting for your family. There are only 3 detached units that are part of the Beach Hideaway Condominiums with shared driveway. THERE ARE NO CONDO FEES! Separate natural gas & electric utilities. Tax card says 2 bedroom. However, there is a bonus room with window views of the bay, next to the primary bedroom. This could be used as an office, humongous walk in closet or other room to your liking. 1/3 mile from Central Parking, 1. 5 blocks from the beach makes this a very convenient location! Around the corner from Wally's, The Goat & Bernie's Beach Bar! Seller to find suitable housing. You've been waiting for an opportunity like this!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $444 | $444 | $444 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,121 | $2,234 | $2,846 |
Total Monthly Payment | $2,640 | $2,753 | $3,365 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.