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Welcome to this oh so charming 4 bedroom, 3 bath Cape Cod Colonial in the heart of Ardsley! From the moment you enter this classic expanded Cape you will know that you are home. So much charm at every turn with aged bronze hardware, crown molding, chair rails, wainscoting, arched windows and doorways, pedestal sinks, solid wood doors, staircase with birdcage finish, window box seat, dormers, hardwood flooring and ceiling fans throughout. A spacious sitting porch with ornamental wood columns welcomes you through to the tiled entryway and French door to a bright, spacious living room/dining area with built-in shelving and wine rack. Move through to the country style eat in kitchen with 5-burner gas stove, LED under-counter task lighting, sliding drawers in pantry and pots/pans cabinet and tin roof wallpapered ceiling. Pass through the kitchen to the 1st floor BR/Office and hall full bath. French doors open to the family room with SGD to a flagstone patio and English Garden stone walls. 2nd floor: Primary MBR suite with sitting area, vaulted ceiling, and Hunter Douglas hardwood shutters, huge walk in closet with ELFA shelving, full bath with double sinks and Tuscan brass hardware. Second BR with built in dormer closets, seating alcove and window box seat. Third BR with double closet allows access to the drop down attic staircase for add'l storage, and a full hall bath. A partially finished basement you will find the extra refrigerator/freezer, laundry room, mud-room with additional storage and access to the outside, more built-in storage, cedar closet and additional 400 ft of finished room with built-in shelves that can serve as a fully equipped gym or playroom. 4-zone baseboard heat. 2-zone central AC and attic fan let you have the best of all worlds! Hot water heater less than 2 years old. Detached one car garage and large driveway provide space for up to 4 more cars! Taxes do not include basic star exemption of $1, 561. 00.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,075,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $860,000 | $860,000 | $860,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.751% | 6.309% |
Monthly Tax Payment | $2,490 | $2,490 | $2,490 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,951 | $5,507 | $7,315 |
Total Monthly Payment | $7,566 | $8,122 | $9,930 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.