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Experience the perfect blend of timeless character and modern updates in this charming 1925 Colonial. Featuring 3 bedrooms and 1. 5 baths, this thoughtfully renovated home retains its original hardwood floors, adding warmth and elegance throughout. Ideally located in Ridgefield Center with public water and sewer, it offers easy access to shopping, dining, parks, and community amenities. Recent improvements provide both comfort and confidence, including a remodeled kitchen, Hardie shake siding (2022), Jotul fireplace insert (2017), new boiler and hot water heater (2019), and a repaved driveway (2021). Several original windows have been reglazed to preserve the home's classic appeal while enhancing efficiency. Step outside to a level, beautifully landscaped backyard with mature flowering trees and vibrant shrubs. A tasteful partial fence adds a sense of privacy-ideal for relaxation, gardening, or entertaining. This home offers a rare opportunity to enjoy classic architecture with modern convenience in a prime location. Whether you're gathering with guests or enjoying a quiet evening, this inviting property is ready to welcome its next chapter.
Type | Description | Level |
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Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Ceiling Fan,Hardwood Floor | Upper |
Den | Ceiling Fan,French Doors,Hardwood Floor | Main |
Dining Room | Hardwood Floor | Main |
Eat-In Kitchen | Patio/Terrace,Sliders,Hardwood Floor | Main |
Full Bath | Full Bath,Vinyl Floor | Upper |
Half Bath | Hardwood Floor | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | Upper |
Rec/Play Room | Ceiling Fan,Wall/Wall Carpet,On 3rd Floor | Upper |
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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---|---|---|---|
Loan Amount | $716,000 | $716,000 | $716,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.727% | 6.183% |
Monthly Tax Payment | $755 | $755 | $755 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,065 | $4,585 | $6,042 |
Total Monthly Payment | $4,912 | $5,432 | $6,889 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.