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6 Hammond Street, Providence, RI, 02909 | $615,000
Welcome to 6 Hammond Street a beautifully preserved, thoughtfully updated two-unit in Providence's vibrant Armory Historic District. Recognized for its Queen Anne architecture, the home holds a spot on the National Register of Historic Places and proudly displays a recently issued Providence Preservation Society Marker as the Anna H Man House built c. 1887-1889. Originally constructed as a grand single-family home, it now offers charm, flexibility, and income potential. The main unit lives like a townhouse, occupying the entire 1st floor and part of floor 2. It features 3 bedrooms plus a home office, a full bath, and timeless architectural details stained glass, plaster moldings, cherry hardwoods, and an original tiled fireplace. Freshly renovated, the unit is turn-key with in-unit laundry and a spacious granite/stainless kitchen. The second unit is a bright, spacious, high-ceilinged and well-maintained one-bedroom, one-bath apartment an ideal opportunity for supplemental income. An entire walk-up third floor offers expansion potential or creative flex space. Outside, enjoy a stone city garden & the luxury of 3 off-street parking spaces. Benefit from a 4-year-old roof, recently restored and painted exterior, 3 off-street parking spots & neighborhood favorites like Julians, Sin Bakery, The Nitro Bar, & Armory Park. This is a rare opportunity to own a truly special property in the heart of Providence's most dynamic community. The beautiful and historic Anna H Man House awaits!
Features
- Amenities: Highway Access,Near Hospital,Near Schools,Public Transportation,Restaurant,Shopping
- Rooms: 12
- Bedrooms: 4
- Baths: 2 full
- Units: 2
- Laundry: Common Area
- Year Built: 1888
- Garage: No Garage
- Heating: Baseboard,Gas,Steam
- Cooling: None
- Basement: Full,Interior Entry,Unfinished
- Acreage: 0.04
- Est. Taxes: $11,642
- Appliances: Dryer,Dishwasher,Disposal,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Washer
- MLS#: 1381203
- Website: https://www.raveis.com
/prop/1381203/6hammondstreet_providence_ri?source=qrflyer
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888.699.8876
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Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2104486
860.625.5780
Brianna.Turgeon@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
6 Hammond Street, Providence, RI, 02909
$615,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brianna Turgeon
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $492,000 | $492,000 | $492,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
| Monthly Tax Payment | $970 | $970 | $970 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,110 | $3,270 | $4,119 |
| Total Monthly Payment | $4,172 | $4,332 | $5,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB