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Presented by![]() Mayra Connolly |
Nestled in the sought-after Bay Ridge Estates neighborhood of Seminole, this inviting 2-bedroom, 2-bathroom block home offers timeless charm and everyday comfort on a generous 0. 17-acre lot—without the burden of HOA fees. Spanning 1, 199 square feet, the thoughtfully maintained interior blends classic details with tasteful updates, creating a warm and functional living space that feels like home from the moment you walk in. Step inside to find newer vinyl plank flooring in the main living areas and both bedrooms, complemented by tile in the kitchen and bathrooms for easy maintenance. Crown molding adds a touch of elegance throughout the home. The large living room flows into a designated dining area and continues into a bright, environmentally controlled Florida room—fully enclosed with double-pane windows and a door to the concrete patio, which could easily be converted into a screened-in outdoor retreat. The kitchen offers solid wood cabinetry, laminate countertops, a pass-through to the living area, and a cozy coffee bar space that adds both charm and convenience. The generously sized primary bedroom features a walk-in closet and a beautifully tiled en-suite bath with a walk-in shower. The guest bedroom is also well-sized and includes a closet with built-in wire shelving. A full guest bathroom with a shower/tub combo and a linen closet rounds out the interior living space. Additional highlights include a 1-car garage with a side exit to the yard and an outdoor refrigerator that stays with the home. The large backyard offers ample space to add a pool, garden, or simply enjoy the Florida sunshine. Major systems have been updated, with a roof replaced in 2017, A/C and air handler in 2019, and a water heater in 2015.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
Sales Associate
William Raveis Real Estate
Phone: 617.429.5327
Mayra.Connolly@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $88 | $88 | $88 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,896 | $1,971 | $2,511 |
Total Monthly Payment | $2,059 | $2,134 | $2,674 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.