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Welcome to your dream home at 713 W 3rd St, Lakeland, FL 33805, a stunning two-story gem offering modern comfort and timeless charm! This beautifully appointed 3-bedroom, 2. 5-bath residence boasts gorgeous wood-look laminate flooring throughout, creating a warm and inviting atmosphere. The functional interior layout features an open living and dining room combination, perfect for entertaining, alongside a separate family room for cozy gatherings. The updated kitchen is a chef’s delight, equipped with newer cabinets and sleek stainless steel appliances. Convenience abounds with a half bath and laundry room on the first floor, while all bedrooms reside on the second floor for optimal privacy. The primary bedroom is a true retreat, complete with dual closets and a luxurious en-suite featuring dual sinks. Outside, enjoy a spacious, fenced rear yard with a storage shed, ideal for outdoor activities, complemented by a charming wrap-around covered front porch perfect for morning coffee or evening relaxation. With a new water heater, a roof installed in 2021 (per previous MLS listing / buyer to confirm), and two AC units (2021 and 2003), this home offers peace of mind and move-in readiness. Nestled in the heart of Lakeland, you’re just minutes from vibrant attractions within a 20-mile radius, including the serene Lake Parker, perfect for boating and wildlife viewing, and the bustling Lakeland Square Mall for shopping and dining. Explore the cultural delights of the Polk Museum of Art or enjoy family-friendly fun at Hollis Garden and Bonnet Springs Park. With easy access to I-4, you’re also less than an hour from Orlando’s world-famous theme parks, making this location a perfect blend of tranquility and adventure. Don’t miss the chance to own this exceptional home in a prime Lakeland neighborhood—schedule your tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$229,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,920 | $183,920 | $183,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $305 | $305 | $305 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,147 | $1,208 | $1,540 |
Total Monthly Payment | $1,527 | $1,588 | $1,920 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.